​​Academic Journal Articles​

• ​Board gender diversity and responsible banking during the Covid-19 pandemic, Journal of Corporate Finance, 2022, forthcoming, (with Aziidah Nanteza, Aydin Ozkan and Yilmaz Yildiz) 
  
• Dividend Payout Strategies and Bank Survival Likelihood: A Cross-Country Analysis, International Review of Financial Analysis, 2022, forthcoming, (with Vu Trinh and Marwa Elnahass) 
  
• Pension De-Risking Choice and Firm Risk Traditional versus Innovative Strategies, International Review of Financial Analysis, 2022, forthcoming, (with Zezeng Li) 
  
• The impact of legal advisor-issuer cooperation on securitization pricing, Financial Markets, Institutions and Instruments, 2021, forthcoming, (with Nodirbek Karimov and Gareth Downing)
  
  • ​​​​Awarded Best paper in Financial Management at British Academy of Management Conference 2020
    
• Bank reputation and securitization quality: European evidence, Finance Research Letters, 2021, forthcoming, (with Solomon Y Deku and David Marques-Ibanez)
  
  • An earlier version is also published as: Do reputable issuers provide better-quality securitizations?, European Central Bank Working Paper Series, February 2019, 37 pp., No 2236.
    
• Achieving the United Nations’ Sustainable Development Goals through Financial Inclusion: A Systematic Literature Review of Access to Finance across the Globe, International Review of Financial Analysis, 2021,  (with Haoyong Zhou and Yifan Zhou) 
  
• Ethnic minorities access to mortgages in the UK: The undesirable impact of the Great Financial Crisis, Finance Research Letters, 2021, (with Solomon Y Deku, Kay Smith and Mengxue Xia)
  
• ​​​Do investors value frequent issuers in securitization?, Review of Quantitative Finance and Accounting, 2021,  (with Solomon Y Deku and Nodirbek Karimov)
• ​The predictive strength of MBS yield spreads during asset bubbles, Review of Quantitative Finance and Accounting, 2021, Vol 56. pp 111–142 (with Solomon Y Deku and Artur Semeyutin)
• Brexit Referendum and the UK Securitization Market, Applied Economics Letters, 2020, Vol. 28 (13), pp 1092-1097, (with Nodirbek Karimov and Anh Phuong Nguyen) 
  
• Chair-CEO generation gap and bank risk-taking,  British Accounting Review, 2019, Vol 51. (4), pp 352-372 (with Yifan Zhou and Philip Molyneux) 
  
• ​Securitization, bank behaviour and financial stability: A systematic review of the recent empirical literature, International Review of Financial Analysis, 2019 (online in 2018), Vol. 61, pp 245-254 (with Solomon Y Deku and Yifan Zhou)
  
• Trustee reputation in securitization: When does it matter?,  Financial Markets, Institutions and Instruments, 2019, Vol. 28(2), pp 61-84. Lead Article (with Solomon Y Deku and David Marques-Ibanez)
  
• Securitization and credit quality in the European market,  European Financial Management, 2019 (online in 2018), Vol. 25(2), pp 407-434  (with David Marques-Ibanez and Steven Ongena)
  
  • Also published as: The Federal Reserve Board, 2015, International Finance Discussion Papers 1148 and International Monetary Fund (IMF), 2016, Working Paper, WP/16/221
    
• Household access to mortgages in the UK,  Journal of Financial Services Research, 2017, Vol. 52(3), pp 253–275 (with Philip Molyneux)
  
• Securitization and lending standards: Evidence from the European wholesale loan market, Journal of Financial Stability, 2016, Vol. 26, pp.107-127 (with David Marques-Ibanez and Steven Ongena)
  
  • An earlier version of is also published in International Financial Discussion Paper, Board of Governors of the Federal Reserve System, August 2015, Number 1141.
    
• Access to consumer credit in the UK, The European Journal of Finance, 2016, Vol. 22(10), pp.941-964 (with Solomon Y. Deku and Philip Molyneux)
  
• Securitisation and banking risks: what do we know so far?, Review of Behavioural Finance, 2015, Vol 8 (1), pp. 2-16 (with Aydin Ozkan and Yener Altunbas)
  
• Determinants of syndicated lending in European banks and the impact of the financial crisis, Journal of International Financial Markets, Institutions & Money, 2014, Vol. 32, pp. 473–490 (with Barry Howcroft and David Marques-Ibanez)
  
• Asymmetric information among lenders and the value of repeat lending,  Journal of International Financial Markets, Institutions & Money, 2012, Vol. 22 (4), pp. 913–935 (with Blaise Gadanecz and Philip Molyneux)
  
  • An earlier version is also published as: The value of repeat lending, Bank of International Settlements Working Paper Series, July 2011, 29 pp., No 350.
    
• The rationale behind Informal Finance:  Evidence from Roscas in Bolivia, Journal of Developing Areas, 2011, Vol. 45, pp.191-209 (with Yener Altunbas and Sebastian Donoso)
  
• Why do banks join loan syndications? The case of participant banks, The Service Industries Journal, 2011, Vol. 31(9), pp.1063-1075 (with Yener Altunbas)
  
• Large debt financing: Syndicated loans versus corporate bonds, The European Journal of Finance, 2010, Vol. 16 (5), pp. 437-458 (with Yener Altunbas and David Marques-Ibanez)
  
  • An earlier version is also published as: Large debt financing: Syndicated loans versus corporate bonds, European Central Bank Working Paper Series, March 2009, 37 pp., No 1028.
    
• Corporate governance and corporate ownership: The investment behaviour of Japanese institutional investor, Central Bank of Spain Occasional Papers, 2007, 54 pp., No 0703,  (with Yener Altunbas and Adrian van Rixtel).
• The evolution of syndicated loan markets, The Service Industries Journal, 2006, Vol. 26(6), pp. 689-707(with Yener Altunbas and Blaise Gadanecz)
  
• Do credit markets have faith in IMF imprimatur?Journal of World Economic Review, 2006, Vol 1(2), pp.221-239 (with Yener Altunbas and Shanti Chakravarty)
  
• Key factors affecting internationally active banks' decisions to participate in loan syndications, Applied Economic Letters, 2005, Vol.12 (4), pp.249-253. (with Yener Altunbas and Blaise Gadanecz)