Academic Journal Articles​

​

• The Impact of Regulatory Changes on Rating Shopping and Rating Catering Behavior in the European Securitization Market. Journal of Financial Services Research, 2025, forthcoming (with Nodirbek Karimov Gareth Downing and David Marques-Ibanez)
  
• Brexit voters: Who has changed their mind?, Rationality and Society, 2025, forthcoming (with Sofia Izquerdo-Sanchez) 
• ​​Gender, ethnicity and SMEs’ access to finance: A systematic literature review of global empirical evidence, International Journal of Banking, Accounting and Finance, 2025, forthcoming (with Jiafan Li)
  
• Investment bank reputation and issuance fees: Evidence from asset-backed securities, Review of Quantitative Finance and Accounting, 2024, forthcoming (with Nodirbek Karimov and Gareth Downing)
  
• Does being a responsible bank pay off? Evidence from the COVID-19 pandemic, Journal of Financial Stability, 2024, forthcoming (with Steven Ongena and Yilmaz Yildiz)
  
  • This article is also published as a working paper at the Swiss Finance Institute No. 23-80 (2023)
    
• Deposit Insurance and Bank Liquidity Creation: Evidence from a Natural Experiment in China, Journal of Financial Services Research, 2024, forthcoming (with Xiangyi Zhou, Xinyue Li and Yifan Zhou) 
• CEO risk-culture, bank stability and the case of the Silicon Valley Bank, Economics Letters, 2023, Volume 233, 111373, (with Artur Semeyutin and Said Kaawach)
  
• Consumer bankruptcy: Decision, choice and access to credit afterwards,International Journal of Finance and Economics, 2023, forthcoming (with Atilla Gumus, Ahmad Hassan Ahmad, and Karligash Glass)
  
• ​​Board gender diversity and responsible banking during the Covid-19 pandemic, Journal of Corporate Finance, 2022, Vol 74, 102213 (with Aziidah Nanteza, Aydin Ozkan and Yilmaz Yildiz) 
  
• Dividend Payout Strategies and Bank Survival Likelihood: A Cross-Country Analysis, International Review of Financial Analysis, 2022, Volume 81, 102129 (with Vu Trinh and Marwa Elnahass) 
  
• Pension De-Risking Choice and Firm Risk Traditional versus Innovative Strategies,International Review of Financial Analysis, 2022, Vol 81, 102064 (with Zezeng Li) 
  
• The impact of legal advisor-issuer cooperation on securitization pricing,Financial Markets, Institutions and Instruments, 2021, Vol 30 (5), pp 167-199 (with Nodirbek Karimov and Gareth Downing)
  
  • ​​​​Awarded Best paper in Financial Management at British Academy of Management Conference 2020
    
• Bank reputation and securitization quality: European evidence, Finance Research Letters, 2021, Vol 46, Part B, 102427, (with Solomon Y Deku and David Marques-Ibanez)
  
  • An earlier version is also published as: Do reputable issuers provide better-quality securitizations?, European Central Bank Working Paper Series, February 2019, 37 pp., No 2236.
    
• Achieving the United Nations’ Sustainable Development Goals through Financial Inclusion: A Systematic Literature Review of Access to Finance across the Globe,International Review of Financial Analysis, 2021, Vol 77, 101833 (with Haoyong Zhou and Yifan Zhou) 
  
• Ethnic minorities access to mortgages in the UK: The undesirable impact of the Great Financial Crisis, Finance Research Letters, 2021, Vol 45, 102183 (with Solomon Y Deku, Kay Smith and Mengxue Xia)
  
• ​​​Do investors value frequent issuers in securitization?, Review of Quantitative Finance and Accounting, 2021, Vol 57, pp 247–1282, (with Solomon Y Deku and Nodirbek Karimov)
• ​The predictive strength of MBS yield spreads during asset bubbles, Review of Quantitative Finance and Accounting, 2021, Vol 56, pp 111–142 (with Solomon Y Deku and Artur Semeyutin)
• Brexit Referendum and the UK Securitization Market, Applied Economics Letters, 2020, Vol. 28 (13), pp 1092-1097, (with Nodirbek Karimov and Anh Phuong Nguyen) 
  
• Chair-CEO generation gap and bank risk-taking,  British Accounting Review, 2019, Vol 51. (4), pp 352-372 (with Yifan Zhou and Philip Molyneux) 
  
• ​Securitization, bank behaviour and financial stability: A systematic review of the recent empirical literature,International Review of Financial Analysis, 2019 (online in 2018), Vol. 61, pp 245-254 (with Solomon Y Deku and Yifan Zhou)
  
• Trustee reputation in securitization: When does it matter?,  Financial Markets, Institutions and Instruments, 2019, Vol. 28(2), pp 61-84. Lead Article (with Solomon Y Deku and David Marques-Ibanez)
  
• Securitization and credit quality in the European market,  European Financial Management, 2019 (online in 2018), Vol. 25(2), pp 407-434  (with David Marques-Ibanez and Steven Ongena)
  
  • Also published as: The Federal Reserve Board, 2015, International Finance Discussion Papers 1148 and International Monetary Fund (IMF), 2016, Working Paper, WP/16/221
    
• Household access to mortgages in the UK,  Journal of Financial Services Research, 2017, Vol. 52(3), pp 253–275 (with Philip Molyneux)
  
• Securitization and lending standards: Evidence from the European wholesale loan market,Journal of Financial Stability, 2016, Vol. 26, pp.107-127 (with David Marques-Ibanez and Steven Ongena)
  
  • An earlier version of is also published in International Financial Discussion Paper, Board of Governors of the Federal Reserve System, August 2015, Number 1141.
    
• Access to consumer credit in the UK, The European Journal of Finance, 2016, Vol. 22(10), pp.941-964 (with Solomon Y. Deku and Philip Molyneux)
  
• Securitisation and banking risks: what do we know so far?,Review of Behavioural Finance, 2015, Vol 8 (1), pp. 2-16 (with Aydin Ozkan and Yener Altunbas)
  
• Determinants of syndicated lending in European banks and the impact of the financial crisis,Journal of International Financial Markets, Institutions & Money, 2014, Vol. 32, pp. 473–490 (with Barry Howcroft and David Marques-Ibanez)
  
• Asymmetric information among lenders and the value of repeat lending,  Journal of International Financial Markets, Institutions & Money, 2012, Vol. 22 (4), pp. 913–935 (with Blaise Gadanecz and Philip Molyneux)
  
  • An earlier version is also published as: The value of repeat lending, Bank of International Settlements Working Paper Series, July 2011, 29 pp., No 350.
    
• The rationale behind Informal Finance:  Evidence from Roscas in Bolivia,Journal of Developing Areas, 2011, Vol. 45, pp.191-209 (with Yener Altunbas and Sebastian Donoso)
  
• Why do banks join loan syndications? The case of participant banks, The Service Industries Journal, 2011, Vol. 31(9), pp.1063-1075 (with Yener Altunbas)
  
• Large debt financing: Syndicated loans versus corporate bonds, The European Journal of Finance, 2010, Vol. 16 (5), pp. 437-458 (with Yener Altunbas and David Marques-Ibanez)
  
  • An earlier version is also published as: Large debt financing: Syndicated loans versus corporate bonds, European Central Bank Working Paper Series, March 2009, 37 pp., No 1028.
    
• Corporate governance and corporate ownership: The investment behaviour of Japanese institutional investor, Central Bank of Spain Occasional Papers, 2007, 54 pp., No 0703,  (with Yener Altunbas and Adrian van Rixtel).
• The evolution of syndicated loan markets,The Service Industries Journal, 2006, Vol. 26(6), pp. 689-707(with Yener Altunbas and Blaise Gadanecz)
  
• Do credit markets have faith in IMF imprimatur?Journal of World Economic Review, 2006, Vol 1(2), pp.221-239 (with Yener Altunbas and Shanti Chakravarty)
  
• Key factors affecting internationally active banks' decisions to participate in loan syndications, Applied Economic Letters, 2005, Vol.12 (4), pp.249-253. (with Yener Altunbas and Blaise Gadanecz)